Suggest 5 strategies in details that a client could employ to increase his Age Pension entitlement and whether there are any risks in him using these strategies (please specify the possible risks).

The client is aged 64 now, salary $160,000 per annum and will retire at age 67. he estimates he will be able to live on approximately $35-40,000pa in retirement as he has lunch/car costs related working in addition to other work related costs that will disappear when he retires. he has an inherited health issue and feels he is unlikely to live beyond her later 70's. His daughter is not dependant on her, but the client has been helping her fit out a new unit she bought. While he would like to leave her an inheritance, this goal is not at the expense of meeting his financial needs in retirement.