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Sum of money deposited with an Islamic bank and repayable to the bearer on a specified future date at the nominal value of the instrument

Sum of money deposited with an Islamic bank and repayable to the bearer on a specified future date at the nominal value of the instrument refers to:

Select one:

a. Commodity murabahah deposit

b. Negotiable Islamic Debt certificate (NIDC)

c. Islamic negotiable instruments of deposit (INID)

d. Fixed deposit

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