Sunjay's client needs substantial amounts of life insurance to protect his family but has an unreasonable aversion to life insurance. Realizing his client's attitude towards life insurance, Sunjay has emphasized the product's cash value accumulation and the client's ability to enjoy largely tax$-$free retirement income from it$.$ In fact, Sunjay has referred to the policy as a "private retirement plan." Which of the following statements accurately characterizes Sunjay's actions?

$$ a$.$ Sunjay's attempt to deceive