Sunshine was transferred to another city and must sell her home. She renewed her homeowner's policy effective 11 months ago, with an annual premium of $902.00. How much of a refund will she recive based on Table 19-5 in your book?

a. $45.10

b. $39.97

c. $87.41

d. 91.74

TABLE 19-5 Property Insurance Short-Rate Schedule Percent of Annual Premium Time Policy Is in Force (months) Percent of Annual Premium Time Policy Is in Force 5 days 10 days 15 days 20 days 25 days 1 month 2 months 3 months