Suppose $5k is deposited into an account semi-annually for 10 years. The account earns 11% per year compounded quarterly. At that point in time, withdrawals are made such that the account is emptied after 10 years (10 withdrawals). a. Sketch the Cash Flow Diagram b. Accumulation Period: calculate the effective annual interest rate and future value at the end of Year 10c. Withdrawal Period: calculate the semi-annual interest rate and semi-annual withdrawal amount