Suppose a bank has $40,000 of short-term securities that are about to mature, variable-rate borrowings from other banks with an amount of $24,000, short-term customer savings deposits of $5,000, $20,000 of variable-rate loans, $22,000 fixed interest rate long-term loans, $320,000 of equity capital provided by the bank's owners, and building and equipment with an amount of $260,000.

Choose the total interest sensitive liabilties held by the bank?

$29,000

$49,000

$65,000

$89,000