Suppose a linear probability model you have developed finds there are two factors influencing the past bankruptcy behavior of firms: the debt ratio and the profit margin. Based on past bankruptcy experience, the linear probability model is estimated as: PD; = 0.25(Debt ratio) 0.20(Profit margin). A firm you are thinking of lending to has a debt ratio of 49 percent and a profit margin of 4 percent. Calculate the firm's expected probability of default, or bankruptcy. (Round your answer to 2 decimal places.) Probability of default %