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Suppose a medical only claim has $15,350 in total incurred loss. Further suppose the employer is in an NCCI state that has approved experience rating

Suppose a medical only claim has $15,350 in total incurred loss. Further suppose the employer is in an NCCI state that has approved experience rating adjustments (ERAs). How much of the total incurred loss will be used by the NCCI in calculating the employer's EMR?

$4,605

$10,745

$15,350

$1,150

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