Suppose an investor has a 4-year investment horizon. He purchased a 10-year paying an 8% annual coupon rate while the bond's initial annual yield to maturity is 6%. The bond makes coupon payments semi-annually. The investor expects that he can reinvest the coupon at an annual interest rate of 7%. At the beginning of year 5, he expects the yield to maturity to be 7%. What is the total return for this bond?