Suppose BlackBerry has entered into a 15-year interest rate swap with a swap bank. BlackBerry pays the swap bank a fixed-rate of 5 percent annually on a notional amount of 20,000,000 and receives LIBOR 12 percent. What is the price of the swap on the seventh reset date, assuming that the fixed-rate at which ABC can borrow has decreased to 4%? What kind of recommendation would you give to BlackBerry? Explain.