Question
Suppose one day Jeff fails to notice a red light, causing him to blind-side another car crossing the intersection. Fortunately, he is not badly injured,
Suppose one day Jeff fails to notice a red light, causing him to blind-side another car crossing the intersection. Fortunately, he is not badly injured, but the medical bill for his hospital examination nonetheless amounts to $624. The driver of the other car, a woman named Kathy, suffered severe injuries from the direct impact of the accident. She required surgery and a hospital stay and then additional procedures in the months that followed. Her medical bills, plus compensation for being unable to work, totaled $32,634. Kathys insurance company successfully filed a claim against Jeff, exercising subrogation rights.
Coverage A of Jeffs plan will reimburse him with for Kathys medical bills. Jeffs medical bills are .
Jeffs car was relatively unharmed by the collision but required $800 in minor repairs; Kathys car was destroyed, making Jeff liable for paying the $9,300 replacement value. Kathys car was pushed onto a nearby sidewalk on impact, destroying a nearby lawn and causing additional damage to a parked car. This damage totaled $7,254.
Jeffs liability coverage also will reimburse him for up to $
in property damage, so he is responsible for paying out-of-pocket in property liability damages. Which of the following is true regarding the damage to his own car?
It will be reimbursed fully, minus the $100 deductible.
It will be reimbursed up to the difference between his liability coverage and the damage to other property.
It is not covered under his policy.
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