Suppose that on January 2nd, 2019, your client had the bright idea of asking you for some New Year's advice (after you made it back from wherever you woke up the day before). The client needed you to calculate what would be the present value of an annuity Investment that pays $50,000 at the end of 2022 and 2023. Assuming that the client is making an investment on January 2nd, 2019, what formula should be used to find how much money must be invested today to satisfy your client's request? Multiple Choice Present Value of a Deferred Annuity Future Value of $1 O Present Value of an ordinary Annuity Future Value of an Annuity Due