Suppose that Stephen Wong, who is visiting San Francisco but actually lives in Buffalo New York writes a check to a shop in San Francisco. the shop owner deposits the check in her San Francisco bank account. The San Francisco bank sends the check to the Federal Reserve Bank of San Francisco which then sends the check to the Federal Reserve Bank of New York. Finally the check is sent from the Federal Reserve Ban of New York to Wong's bank in buffalo. What is the terminology given to each of the banks according to the UCC 4-105