Suppose that you are the credit manager for a small clothing manufacturer. You main responsibility is deciding to whom your company should extend credit. Respond to the following question.

1. Dulls Department Store, Inc., is a large publicly traded corporation that issues commercial paper. How can you inexpensively access its creditworthiness? (12 marks)
2. Will the strategy in a. work as well if markets are inefficient?(13 marks)

please give a clear explanation for each answer. thank you!