Suppose that you buy 100 shares of stock at $57 per share. One year later, the company pays a dividend of $1.53 per share, and you then sell the stock for $51 per share. Ignoring taxes and commissions, what was your rate of return in percent? Do not round at intermediate steps in your calculation. Round to two decimal places. Do not type the % symbol. If the rate of return is negative, include a minus sign in your answer.