Suppose that you decide to buy a car for $, including taxes and license fees. You saved for a down payment. The dealer is offering you a choice between two incentives. Incentive A is $ off the price of the car, followed by a -year loan at %. Incentive B does not have a cash rebate, but provides free financing (no interest) over years. What is the difference in monthly payments between the two offers? Which incentive is the better deal?