Suppose that you decide to buy a car for $$$$,62,000$ including taxes and license fees. You saved $$12,000$ for a down payment. The dealer is offering you a choice between two incentives.

Incentive A is $$$ $7000$ off the price of the$$ car, followed by a $5$ year loan at $6\mathrm{.}08\%.$

Incentive B does not have a cash$$ rebate, but provides free financing$($no interest$)$ over $5$ years.

What is the difference in monthly payments between the two$$ offers? Which incentive is the better$$ deal? Use