1. Suppose that you have the option to lease a new car, which you can otherwise purchase for $21,000.
2. 
   
3.  The lease terms: 
4. $3000 down and payments of $328 per month for 48 months, at the beginning of each month. 
5. 
   
6. Upon termination , you can purchase the car for an additional payment of $7000 at lease expiration your financing rate is 9.8% APR and you intend to finance the purchase of the car, how much do you gain (+) or lose () by buying the car instead of using the lease-purchase option?