Suppose that you purchased a bond at face value. The YTM was 5%, the face value was $1,000, and the maturity was 10 years. In two years you decide to sell the bond. At that time the YTM on similar bonds is 4%. However, you have reinvested the first coupon at 10%. What is the ANNUAL rate of return on this strategy? Please enter your answer as \%. For example, if your answer is 2.34%, please enter 2.34. Round to two decimal places