Suppose the call money rate is 4.5 percent, and you pay a spread of 2.5 percent over that. You buy 700 shares of stock at $89 per share. You put up $43,610. One year later, the stock is selling for $99 per share and you close out your position. What is your return assuming a dividend of $.70 per share is paid? (Do not round intermediate calculations. Enter your answer as a percent rounded to 2 decimal places.)