Suppose the personal saving rate suddenly decreases when a vaccine ends the COVID pandemic. Based on the supply and demand for loanable funds, what would you expect to happen to the supply of funds and to interest rates?

a) The supply of funds will increase, interest rates will decrease

b) The supply of funds will decrease, interest rates will increase

c) The supply of funds will decrease, interest rates will decrease

d) The supply of funds will increase, interest rates will increase