Suppose the returns on large-company stocks are normally distributed (Figure 12.10). Use the NORMDIST function in Excel to determine the probability that in any given year you will lose money by investing in large-company stocks. (Do not round intermediate calculations and enter your answer as a percent rounded to 2 decimal places, e.g., 32.16.) Probability % FIGURE 12:10 Historical Returns Standard Deviations, and Frequency Distributions: 1926-2016 Average Return Standard Deviation Frequency Distribution Large-company stocks 12.0% 19.9% Small-company stocks 16.6 31.9 TL Long-term corporate bonds 6.3 S Long-term government 60 9 9 bonds Intermediate-term government bonds Intermediate-term 53 56 U.S. Treasury bills U.S. Treasury bills 34 3:1 Inflation