Suppose the risk-free interest rate is 4.6%. Having $300 today is equivalent to having what amount in one year? Having $300 in one year is equivalent to having what amount today? Which would you prefer, $300 today or $300 in one year? Does your answer depend on when you need the money? Why or why not? Having $300 today is equivalent to having what amount in one year? Having $300 today is equivalent to having $ in one year. (Round to the nearest cent.)