Suppose the risk-free rate is 4%, the correlation between the U.S. and Canadian markets is 0.1, the expected return for the U.S. market is 10%, and the standard deviations for the U.S. and Canadian markets are 15% and 20%, respectively. The expected USD return for the Canadian market is 8%. Assume you own a portfolio of U.S. stocks. Calculate the hurdle rate for adding Canadian stocks to your portfolio( Please list the process)