Suppose you are 46 and hove a $130,000 face amount, 14year, limited-payment, participating policy (dividends will be used to bulid up the cash value of the policy). Your annual premium is $455. The cash value of the policy is expected to be $5,200 in 14 years, Using time value of money and assuming you could invest your money elsewhere for a 8 percent annual yleld, calculate the net cost of insurance. Use (Exhibit 1.A, Exhibit 1-B, Exhlbit 1-C, Exhibit 1.D) Note: Use appropriate factor(s) from the tables provided. Do not round intermediate calculations. Round time value factor to 3 decimal ploces and final answer to the nearest whole number