Suppose you are a life insurance broker with a client who is interested in buying a whole life insurance policy. You explain to him the three major types of whole life insurance: continuous premium, also known as __________, limited payment, and single premium. Your client is a 33-year-old man who does not have children and would like to provide a death benefit for his wife. He currently has considerable cash resources, so he is primarily interested in using the policy as a tax-sheltered investment vehicle. Based on thus information alone, you recommend that he purchase a ______ whole life policy. Your client takes your advice but wants to understand more about the different features of his policy: specifically the relationship between the premiums he pays, the cash value of his plan, and the death benefits his benefidaries would receive in the event of his passing. To help illustrate, you show him the following graph: The graph projects the cash value and death protection for a $200,000 whole life policy. If the client were to die at age 60, his benefidaries would receive roughly _________ in death protection _________ the cash value. If instead, at age 50, the client were to cancel or borrow against the policy, he would be able to withdraw up to __________ because of the _______ associated with whole life insurance. True or False: The actual cash value of the plan is subject to change based on the policyholder's future medical conditions. True False