Suppose you are a loan officer at Carbondale Local Bank. Joan Doe listed the following information on her mortgage application: Characteristic Amual gross income TDS Relations with FI Major credit cards Age Residence Length of residence Job stability Credit history Value $23,000 10% Both 3 23 Own/Mortgage 2.5 years 7.5 years Missed 3 payments Characteristic Amual gross income Score TDS Score ($10,000 0 >50% -10 $10,000-$25,000 10 35%-50% Characteristic Values and Weights $25,000-$50,000 20 15%-35% 20 $50,000-$100,000 35 5%-15% 40 >$100,000 60 60 35 Score Residence Score Rent 5 Own with mortgage 20 Own outright 50 Length of residence Score 5 years 40 >5 years Job stability Score Complete this question by entering your answers in the tabs below. Required A Required B Determine whether or not Joan Doe should be approved for a mortgage from your bank. Determine whether or not Joan Doe should be approved for a mortgage from your bank.