Suppose you are about to borrow $$14,000$ for four years to buy a new car. Which of these situations would be preferred?

A$.$ The interest rate on the loan is $19\%,$ and the annual inflation rate over the next four years is expected to average $8\%.$

B$.$ The interest rate on the loan is $5\%,$ and the annual inflation rate over the next four years is expected to average $1\%.$