Suppose you are buying your first condo for $239,000 and you will make a $48,000 down payment. You have arranged to finance the remainder with a 30-year, monthly payment, amortized mortgage at a 4.30% nominal interest rate, with the first payment due in one month. What will your monthly payments be? a. $1040.14 b. $850.48 c. $945.20 d. $838.52 e. $779.74