Suppose you are choosing between two health insurance policies: A low-deductible policy, that has premiums of $250.00 per month and a $1000.00 annual deductible, or A high-deductible policy that has premiums of $150.00 per month and a $6,000.00 annual deductible. (a) Assume that the two plans are otherwise identical. How would you evaluate the cost difference between the policies? (b) Which Plan would you choose and Why? (Show your Calculations).