Suppose you are paying back a loan of $25,000. You agree that you can afford to make monthly payments of $200 at the end of each month. You will make an integer number of $200 payments until the loan balance is less than $200, then at the end of the next month you will pay back whatever the balance is on the loan at that time. The nominal interest rate is 2.4% compounded monthly. Find the number of payments and the amount of the final payment.