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Suppose you deposit amounts of $ 4 , 0 0 0 now, $ 9 , 0 0 0 at the end of year 1 ,

Suppose you deposit amounts of $4,000 now, $9,000 at the end of year 1, and $10,000 at the end of year 2 into your savings account. The interest rate is 1% now and increases to 11% in the next year. How much will you have at the end of 2 years?
 

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