Suppose you deposit amounts of $$5,000$ now, $$9,000$ at the end of year $1,$ and $$10,000$ at the end of year $2$ into your savings account. The interest rate is $3\%$

now and increases to $9\%$ in the next year. How much will you have at the end of $2$ years?

Enter your response below rounded to $2$ decimal places.