Suppose you found a CD that pays 3.7% interest compounded monthly for 4 years. If you deposit $12,000 now, how much will you have in the account in 4 years? (Round to the nearest cent.) $ What was the interest earned? (Round to the nearest cent.) $ Now suppose that you would like to have $20,000 in the account in 4 years. How much would you need to deposit now? (Round to the nearest cent.) $