Suppose you go to your local bank for a $20,000 loan to cover the start-up costs of a new business venture. The bank otfers to lend you $20,000 over 5 years at a 12 percent fixed APR. Which of the following could you do in order to get a lower rate from the bank? Mutiple Choice Accept a variable interest rate. Increase the term of the loan. increase the amount borrowed. Nane of the above