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Suppose you have $30,000 invested in stocks when your banker tries to convince you to move that money into the bank's Guaranteed Investment Certificates (GICs).

Suppose you have $30,000 invested in stocks when your banker tries to convince you to move that money into the bank's Guaranteed Investment Certificates (GICs). He explains that the GICs are 100% government insured and that you are taking unnecessary risks by being in the stock market. How would you respond?

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