Suppose you have a balance of $$4,950$ on your credit card, which charges interest at an APR of $20\%,$ compounded monthly. If the credit card company allows you to suspend your payments for one year due to financial hardship, but continues to charge interest, what will the balance on your card be at the end of the year?

$$5,975\mathrm{.}01$

$$6,035\mathrm{.}99$

$$6,078\mathrm{.}73$

$$6,200\mathrm{.}45$