Suppose you have just won a $1 million lawsuit settlement to be received in four installments as follows. You will receive $100,000 one year from now, $200,000 two years from now, $300,000 three years from now, and $400,000 four years from now. If the discount rate is 4%, what is the value of your all these cash flows at the end of year 3? $600,000 $1,000,100 $1,000,000 $616,160 $1,000,775