Suppose you have monthly return data of Fund H, the S&P 500 index, and the risk-free rate for the past five years. Explain how to evaluate whether Fund H has a market timing ability or not using the data and the knowledge you gained in Chapters 7 and 18. Suppose you have monthly return data of Fund H, the S&P 500 index, and the risk-free rate for the past five years. Explain how to evaluate whether Fund H has a market timing ability or not using the data and the knowledge you gained in Chapters 7 and 18