1. Suppose you invest $1,017 each month for the next 38 years into an account that has an average return of 10.1%. If you move the money into an account that returns 3%, how much can you take from the account at the end of each year forever?

2. You invested $6,342, 9 years ago into an account that is now worth $24,876. You did not deposit or withdraw any money during this time. If the account compounds monthly, what was the rate of return on this account?

3. your required rate of return is 5.4%, what is the present value of the following cash flows you will receive in the sture? $5,764 in 2 years, $11,478 in 5 years, $9,930 in 9 years and $18,132 in 11 years?