Suppose you invest $$200$ a month for $7$ years into an account earning $8\%$ compounded monthly. After $7$ years, you leave the money, without making additional deposits, in the account for another $29$ years. How much will you have in the end?

$

Suppose instead you didn't invest anything for the first $7$ years, then deposited $$200$ a month for $29$ years into an account earning $8\%$ compounded monthly. How much will you have in the end?

$