Suppose you own a risky asset with an expected return of $18\mathrm{.}2$ percent and a standard deviation of $27\mathrm{.}2$ percent. If the returns are normally distributed, the approximate probability of losing $9$ percent or more in a single year is $\_\_\_\_\_\_\_\_\_\_$ percent.

Multiple Choice

$15\mathrm{.}87$

$4\mathrm{.}56$

$\mathrm{.}26$

$2\mathrm{.}28$

$31\mathrm{.}74$