Suppose you own several coffee shops in the Houston area and you want to make renovations next year. You will need a business loan to complete the renovations. You are preparing to meet with your banker. You are doing some research on the internet so you will impress the banker with your knowledge of liquidity and risk issues. Suppose you came across a questionnaire online with the following 10 questions. How would you answer the questions: Question \#1 Which one of the following will decrease the operating cycle? a. increase in the days' inventory held b. decrease in the days' sales outstanding c. decrease in the days' payables outstanding d. both b and d