Suppose you plan to save $670 (saved dollars are available at the end of each month) for the first 5 years and $12,225 a year (saved dollars are available at the end of each year) for the next 5 years. Your annual savings of $12,225 are deposited into Account #3, which earns you an interest of 8.39% compounded quarterly for 5 years. How much will you have in Account #3 10 years from now?