Suppose you receive $$10,000$ as a graduation gift from your aunt Edna. You decide the best use for this money is to start a Roth IRA. You will deposit $$250$ into your new retirement account every month for the next $25$ years. Assuming an annual rate of return of $10\%,$ compounded monthly, how much will be in your IRA when you retire in $25$ years? If you hope to draw money out of your IRA at the end of every month for $30$ years in retirement how much could you withdraw each month? Assume an annual rate of six percent, compounded monthly, in retirement.