Suppose you take a 10-year mortgage for a house that costs $217,472. Assume the following: The annual interest rate on the mortgage is 4.6%. The bank requires a minimum down payment of 12% of the cost of the house. The annual property tax is 1.9% of the cost of the house. The annual homeowner's insurance is $992. The monthly PMI is $92. Your other long-term debts require payments of $1,515 per month. If you make the minimum down payment, what is the minimum gross monthly salary you must earn in order to satisfy the 36% rule