Suppose you take a 10-year mortgage for a house that costs $238381. Assume the following:

• The annual interest rate on the mortgage is 3.4%.
• The bank requires a minimum down payment of 13% of the cost of the house.
• The annual property tax is 1.4% of the cost of the house.
• The annual homeowner's insurance is $945.
• The monthly PMI is $95.
• Your other long-term debts require payments of $1953 per month.

If you make the minimum down payment, what is the minimum gross monthly salary you must earn in order to satisfy the 36% rule?