Suppose you take out a 20 -vear mortgage for a house that costs $267,082. Assume the following: - The annual interest rate on the mortgage is 3%. - The bank requires a minimum down payment of 16% at the time of the loan. - The annual property tax is 2.2% of the cost of the house. - The annual homeowner's insurance is 1.1% of the cost of the house. - The monthly PMI is $77 - Your other long-term debts require payments of $599 per month. If you make the minimum down payment, what is the minimum gross monthly salary you must eam in order to satisfy the 28% rule and the 36% rule slmultaneously? Round your answer to the nearest dollar