Suppose you take out a 20 -year mortgage for a house that costs $414,214. Assume the following: - The annual interest rate on the mortgage is 4%. - The bank requires a minimum down payment of 10% at the time of the loan. - The annual property tax is 1.7% of the cost of the house. - The annual homeowner's insurance is 1.4% of the cost of the house. - The monthly PMI is $56 - Your other long-term debts require payments of $556 per month. If you make the minimum down payment, what is the minimum gross monthly salary you must earn in order to satisfy the 28% rule and the 36% rule simultaneously? Round your answer to the nearest dollar