Suppose you want to purchase a house. Your take-home pay is $4020 per month, and you wish to stay within the recommended guidelines for mortgage amounts by only spending 1/4 of your take-home pay on a house payment. You have $18,000 saved for a down payment and you can get an APR from your bank of 5.4%, compounded monthly. What is the total cost of a house you could afford with a 30-year mortgage? Round your answer to the nearest cent, if necessary.